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IndiaUPI, RBI and the 2027 liability framework.
SingaporePayNow and the Shared Responsibility Framework.
MalaysiaDuitNow and BNM’s anti-scam measures.
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The rule map
India
UPI fraud preventionA UPI payment, step by step, on the customer’s phone.
RBI’s Authentication Directions, 2025In force since 1 April 2026.
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Video KYC

Video KYC verifies a customer on a live video call, agent-led or self-serve, with the face, the document and the location captured during it. RBI’s KYC Master Direction describes the agent-led form as V-CIP, video-based customer identification.

Also known as V-CIP

Glossary, A to Z

DeepID runs the same injection and deepfake checks on the video stream as on a selfie, so a pre-recorded or generated face does not reach the agent as a live one.

Source: RBI, Feb 2016, updated Aug 2025 (opens in a new tab)

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