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No app release needed

Journey builder Change the journey, not the app.

Choose the checks, their order and what happens when one fails, for each market. Change it any time, with no app release.

Sign-upEntry point
Identity checksThree-way split
Looks riskyVideo KYC with an officer
Not sure yetOne more check
All clearAccount opens
A sign-up journey: eKYC, then the document, the face and the number. eKYC failed, so video KYC ran in its place, and the journey carried on.
  • Pick the steps

    Choose the checks a journey runs, and their order.

  • Set a fallback

    Say what runs when a step can’t finish, such as video KYC after eKYC.

  • Per market

    Each market keeps its own policy, limits and cool-offs.

  • No app release

    Publish a change and the journey updates in your app.

Set what happens at each moment.

Pick a moment, write when a rule applies, and what it does. Try it: switch moments, change a condition, add one, drag to reorder, or change the action. The line underneath reads your rule back.

Actions

Reads assim.moved is true or behaviour.drift is true → step_up: face check, for 12 hours, show rebind_limit

Change it without a release.

Every journey is a map of blocks your team can edit. Run a new version in shadow first, publish it when it agrees with your outcomes, and every old version stays.

JourneysLogin journeyVersion 14Live Version historyTestPublish

Version history

  1. Version 15Shadow

    Warn the customer when a payment starts during a call. Deciding on live traffic, not acting yet.

    by Fraud operations

  2. Version 14Live

    Coached payments go to the call-back queue. New phones limited for 12 hours, not 24.

    by Fraud operations

  3. Version 13Replaced

    Coached payments go to fraud review.

    by Risk policy

  4. Version 12Replaced

    Kept with every decision it made, for audit.

    by Risk policy

Show what applied, and when.

Every run is logged step by step, with the fallback that ran and the version that applied. A disputed case is answered with exactly what happened that day.

10:42•••

Open your account

1234

Full name

Priya Sharma

Mobile number

+91 98765 43210

  • eKYCFailed
  • Video KYCFallback, passed
  • DocumentPAN matched
  • FaceFACE_MATCHED
  • DecisionAllow · v14

Questions banks ask.

Can our team change a journey without a release?

Yes. Journeys, fallbacks, policies and thresholds change in the builder and apply without an app release.

Can a journey differ by market?

Yes. Policies and thresholds are set and versioned per market, so a Singapore journey and an Indian one can carry different cool-offs and limits on the same SDK.

Can we show an auditor what applied to a decision?

Yes. Every run is logged with the journey version, the steps that ran, the decision and its reasons, so a disputed transaction can be answered with the record of what applied that day.

Try one-tap login on your own number.

See the network confirm your number with nothing to type, and the next check take over when it can’t. Then plan a shadow proof on one journey, measured on your own traffic.