VerificationBank account verification
Bank account verification The account is theirs.
Confirm the account and the holder’s name before the first payout.
Confirm the account belongs to the customer.
Payouts only to accounts that belong to the customer.
Account confirmed
Account number and IFSC confirmed before money moves.
Name matched
The holder’s name matched to the verified identity.
UPI too
UPI IDs checked the same way for collect and payout.
Confirm whose account it is before the first rupee moves.
A shared account is a mule signal, not a payout.
- Account exists
- IFSC
- Holder name
- UPI ID
- Account type
Know whose account it is before the first rupee.
- Account number and IFSC confirmed before money moves.
- The holder’s name matched to the verified identity.
- UPI IDs checked the same way for collect and payout.
Account checks
- Account exists
- IFSC
- Holder name
- UPI ID
- Account type
•••• •••• 3907IFSC: ABCD0001234
- Holder
- PRIYA SHARMA
- Matched to
- eKYC name
All checks clear
Build the journey around risk.
- Run it only where the risk calls for it.
- Fall back to hold the payout when it can’t finish.
- Change the order without an app release.
Start: add your bank account
Bank account verificationAccount, IFSC, UPI ID
Next stepFirst payout
Approve
Every result, in one record.
- Sent to your app and your FRM.
- Each answer carries its reason code.
- Kept for your analysts and audit.
Returned to your app and FRMACCOUNT_NAME_MATCH
- Account exists
- Clear
- IFSC
- Clear
- Holder name
- Clear
- UPI ID
- Clear
- Account type
- Clear
- Shared account
- Clear
Backed by the rest of DeepID.
Verification is one step. The same SDK reads the phone, links what it has seen before, and turns every check into one decision.
Device intelligenceThe phone is read at the same moment, so a virtual camera, an emulator or a cloned app is caught before anyone is trusted.Learn more Mule graphFaces, phones, PANs and accounts are linked across your customers, so one person behind many accounts shows.Learn more Journey builderChoose the checks, their order and the fallback for each market, and change them without an app release.Learn more DecisionEvery check becomes one answer with its reasons, sent to your app, your FRM and the audit log.Learn more
Questions banks ask.
Is this penny drop?
The account and IFSC are confirmed and the holder’s name is matched to the verified identity. Whether that runs as a micro-deposit, which India calls penny drop, or by another method is confirmed with you before a pilot.
Does it work for UPI IDs?
Yes, for collect and payout journeys: the UPI ID is checked and the name read, the same as an account number and IFSC.
What if the name only partly matches?
The partial match comes back named, and your journey decides: a review, a second document, or a stop. It is not passed as a match.
How does it help with mules?
An account that turns up behind several customers is flagged to the mule graph before the first payout, so a shared payout account shows at onboarding rather than after the money has moved.
Try one-tap login on your own number.
See the network confirm your number with nothing to type, and the next check take over when it can’t. Then plan a shadow proof on one journey, measured on your own traffic.