From DigiLocker, with your consent.
What sign-up checks. Against what came before.
- Bound here
The face
A live person on a real camera, matched to Aadhaar or the document’s portrait.
- Bound here
The number and SIM
The network confirms the number belongs to the SIM in this phone, with no code sent.
- Bound here
The phone
The phone gets an ID that survives reinstalls and resets, and is checked for emulators.
- Not read here
The payee
Not read yet.
- Not read here
The session
Not read yet.
Where fraud shows. And the decision.
The decision. Allow, in the example.
Everything holds
Why
Number confirmed by the network, SIM and phone bound, a live person on a real camera, and no face or device seen on other accounts.
The customer sees
“You’re verified. No code was needed.”
A good customer
A good customer takes a selfie and is done. No code is sent while the network can confirm the number.
Your FRM receivesALLOW · number verified · SIM bound · live person
What to measure. Agreed before the pilot.
Where they start- CompletionWho starts sign-up and finishes.
- Drop-offAt the number, the ID, the selfie.
- CodesHow often a code is still sent.
- ReviewWhat goes to a person, and the wait.
Use cases. Step by step.
Rules it supports.
India and Malaysia
SIM and device binding at onboarding and re-binding on change, with the number confirmed by the network and device integrity read every session.
The rules, market by marketIndia, Singapore, the UAE, Malaysia and the Philippines
One-tap login that tries the network check, the SIM check and Aadhaar consent before any one-time code, and face checks with injection defence where identity is in doubt.
The rules, market by marketIndia, Malaysia and the Philippines
A payee and mule graph across accounts and devices, with recipient risk scored before the payment is sent.
The rules, market by market
Start with sign-up, login or payments.
Pick one, test it on your own traffic before you commit, and add the others on the same SDK when you’re ready.